Trade and Professionals Insurance
We know the "trade" is made up of many different professions and you cannot compare trade like for like. That's why we do not try and squeeze you into the same box – instead, we provide bespoke cover for tradesmen in a wide range of professions.
In 50+ years of placing cover, we've put 50,000+ UK businesses on the books — and tradespeople make up a sizeable share of that work. Our Manchester-based team works with leading underwriters to secure competitive coverage for builders, carpenters, electricians, gardeners, plumbers, contractors, painters, dog walkers and physical education instructors.
Professional Advice: As FCA-regulated insurance brokers, we provide expert guidance to help tradesmen and professionals secure appropriate coverage for their specific business requirements.
Essential Insurance Protection for Tradespeople
Employers Liability Insurance
Legally required if you employ anyone. Protects against claims from staff injured or made ill through work.
Public Liability Coverage
Covers injury or property damage claims from clients, members of the public, or third parties while you're working.
Tools & Equipment Protection
Cover for your tools against theft, loss, and damage — on site, in transit, or stored at home.
Personal Accident Cover
Financial protection if you're injured and unable to work — a benefit to help cover lost income.
Contract Works Insurance
Protects the job itself — materials, work in progress, and temporary structures — until the contract is complete.
Professional Indemnity Insurance
Covers claims of negligent advice, design errors, or omissions that cost a client money.
Trade not listed above?
The list isn't exhaustive — it's just a snapshot of the most common trades we insure. If your profession isn't there, it's almost certainly something we've placed before. Give us a call or drop us a line and we'll talk through the right cover for your setup.
Ask about your trade →Get cover built for your trade
Speak to our FCA-regulated specialists for a tailored quote — we've been placing cover for tradespeople and professionals across the UK for over 50 years.