Comprehensive Motor Trade Insurance Solutions
At Norwest we only work with the UK's leading motor trade insurance providers, which means you get the right type of policy for your setup — not a one-size template. Motor traders have been a specialism of ours for 50+ years, and today they make up a substantial share of the 50,000+ UK businesses on our books.
Whether you need full-time or part-time motor trade cover — for vehicle sales, mechanical and service work, scrap dealing, tyre and exhaust fitting, vehicle valeting, or breakdown recovery — our FCA-regulated team will find the right coverage for your trade.
What Motor Trade Insurance Covers
Road Risk Insurance
Cover for vehicles in your custody and control — essential for any trader driving or moving customer cars.
Combined Motor Trade
Comprehensive premises and liability coverage — the one-policy option for full-time traders with a workshop or forecourt.
Part-Time Traders
Flexible policies for occasional vehicle trading — ideal if motor trade is a secondary income rather than your main business.
Vehicle Sales
Specialist cover for car dealers and showrooms, built around stock value, demo driving, and customer test drives.
Mechanical & Repair
Insurance for garages and workshops — covering tools, lifts, premises, and liability for work carried out.
Specialist Vehicles
Coverage for classic, performance, and commercial vehicles that sit outside standard motor trade policy limits.
Who We Cover
From independent vehicle dealers and single-bay garages to multi-site repair operations and specialist classic-car traders, we've placed motor trade cover at every scale. Full-time or part-time, standard forecourt or niche specialism — if you buy, sell, service, recover, or work on vehicles for trade, we'll find the right policy.
Cover built for the motor trade
Speak to our FCA-regulated motor trade specialists for a tailored quote — we work only with the UK's leading motor trade underwriters, so you're placed with insurers who understand the trade.